Families of U.S. military personnel are rewarded with comfortable retirements. Did you know that you may be eligible for several benefits as the spouse of a retiree?
You may be eligible for various benefits, including medical insurance, free legal assistance, and property tax reductions, among others. Read on to know which retired military benefits dependents of military servicemen and women can avail of depending on their eligibility.
What To Know About The Military Retirement System
The military retirement system is widely regarded as the best retirement option available. Unlike most retirement plans, the military provides a pension that begins the day you leave the service, regardless of your age.
This implies you might start receiving a regular retirement pension at 37. Furthermore, that pension payment will increase each year as the cost of living increases. If you outlive your relatives, they may be able to take a piece of your retirement.
All of these retirement systems have one thing in common: if you serve in the military for 20 years or more, you will be eligible for a pension based on a percentage of your basic salary.
Health And Dental Care
After retiring from the service, you can continue using Tricare, the military’s healthcare system. If you live near a base, you may be able to see a doctor at a military medical facility or hospital if you so desire. You can also enroll in a military retiree dental plan.
Other Dental Care Benefits
The Federal Employees Dental and Vision Insurance Program (FEDVIP), administered by the Office of Personnel Management, provides dental coverage to retirees and their families. It has a variety of plan options and providers to choose from. Dental and vision coverage is the same for civilian government employees and retirees.
Commissary And Shopping Privileges
You may notice that your living expenditures have increased now that you are no longer an active-duty military member. Military retirees’ spouses have access to military commissary and exchange services.
Although the exact amount you save at those establishments versus civilian markets is a contentious issue, everyone believes that purchasing there has some advantages.
Commissaries provide groceries and home supplies at a significant discount to authorized clients who have served our country. The following are some of the perks of using the commissary:
- A retail environment dedicated solely to the military community
- Compared to commercial shop costs, clients save thousands of dollars every year on average
- Commissary Store Brands provide quality products comparable to national brands at a lower cost
- CLICK2GO‘s online buying and curbside pickup are convenient
- Digital coupons and promotional sales fliers might help you save even more money.
Military Lodging And Recreation
As a retired military member and their dependents, you can continue using military lodging and recreation programs. Although some restrictions restrict who can reside in military lodges abroad, most of them admit military retirees.
Armed Forces Recreation Centers (AFRC) are Army Family and Morale, Welfare, and Recreation Programs-run Joint Service Facilities. These full-service resort hotels are offered to military personnel and their families at moderate prices in popular vacation spots worldwide.
The cost of a room is determined by rank, pay grade, duty status, room size, and location. Make your bookings as far ahead as possible, as the facilities tend to fill up quickly.
Education And Training
Depending on your status as a dependent spouse or child, or surviving spouse or child, you may qualify for Chapter 35 benefits or employment training under the GI Bill. Survivors of military members who died in the line of duty or dependents of wounded veterans can apply for GI Bill programs for dependents.
- Dependent GI Bill – This bill provides qualifying dependents with educational and training benefits.
- Fry Scholarship – This will cover full tuition at state schools and universities.
GI Bill can be utilized for a variety of educational purposes. The Veterans Administration has created programs to assist in the payment of college and other sorts of training. Among them are the following:
- Degree Programs in College
- Technical Vocational Education
- On-the-Job Training and Apprenticeship
- Reimbursement for Licensing and Certification
- National Testing Initiatives
- Flight Training
- Training through Correspondence
- Programs for Work-Study
- Supplemental Tuition Assistance
- Help with Tutorials
Reap the benefits from a lifelong service in the military. Get the retired military benefits for dependents that could help in day-to-day life. Explore our resources at PAGuard to learn more about military spouse benefits for the school and other useful services military families can take advantage of.